What’s the Right Coverage for My Life?
🕒 Read time: 3 min
By OpenBook Financials
Life doesn’t come with a manual — and neither does insurance.
Whether you’re starting a family, building a business, or just trying to get through the month, figuring out what coverage you actually need can feel overwhelming. But it doesn’t have to be.
Insurance should meet you where you are
We get it — there’s no one-size-fits-all answer when it comes to protection. Maybe you're a new parent losing sleep over the “what ifs,” or a young entrepreneur wondering how to safeguard your business dreams. Wherever you are in life, your financial safety net should fit you — not the other way around.
So, where do you begin?
Here’s a simple way to think about insurance:
🏠 If someone depends on you, life insurance is worth considering. It can replace income, cover debts, and offer peace of mind.
💼 If you have assets or plans, like a business or a mortgage, you’ll want to protect them with the right mix of coverage (think: term life, critical illness, disability).
🌱 If you're just starting out, you don’t need the biggest policy. You need something that grows with you — affordable now, flexible later.
The key is personalization. Good coverage should align with your goals, budget, and stage of life.
We’re here to help you make sense of it all
At OpenBook Financials, we take the time to understand your story — not just your numbers. Whether it’s a quick consult or a deep dive into your future plans, we walk you through each option, no jargon, no pressure. Because the right coverage doesn’t just check boxes — it feels right.
